Steps To Minimize a Business Interruption
The purpose of business interruption insurance is to protect a company from an event that shuts down operations. Individual policies may differ, but most policies cover the expenses related to not having a revenue stream come in because a company cannot sell its products for a temporary time frame. Without this coverage, a company could face bankruptcy or go out of business. Flooding in Zebulon, NC, is a disaster that could close the doors of a company for an extended period of time. In the case of large water damage events, such as a hurricane or tornado, a business could take weeks or even months to resume operations again.
Ways To Limit a Business Interruption
For nearly all companies, and especially for a small business, a quick return to business is critical. A fast response by trained water mitigation professionals can limit expenses, prevent many forms of damage and speed up the recovery process from flooding. Experienced workers with the right equipment can limit damages in the following areas:
- Attention to sensitive electrical components such as computer systems
- Awareness of the potential for mold growth
- Knowledge of procedures to contain black water from a broken pipe that carries sewage
- Attention to a "restore if possible and replace if necessary" mentality
- Focus on quick and complete water removal
All of these steps could reduce expenses and shorten the time of a business interruption. The ability to limit the cost of an insurance claim could result in a better deal on premiums for the policy.
Steps To Clean Up After a Storm
Whether large or small, a flooding event poses unique challenges for crews. A fast, proven procedure, and the training to tackle the unexpected, is a big help. The initial inspection and damage assessment provides the groundwork for a rapid recovery. From there, the crew can put together a plan to remove water, clean and sanitize the building and allow business as usual to return.